Wyndemere Melinda Gunther December 12, 2025
If you’ve been home shopping in Naples, you’ve probably noticed that condo fees can be higher than single-family HOA dues. That’s true in Amblewood but there’s a reason, and it’s a good one.
At 101 Amblewood Lane, your quarterly condo fee includes something that’s becoming harder and more expensive to secure in Florida: property insurance.
That means you don’t need to shop for full homeowners insurance. The association already has a master policy that covers the building structure. All you need is a contents and interior rebuild policy, often called an HO6.
Florida insurance costs are making headlines with some carriers pulling out, rates increasing, or buyers struggling to find coverage for older homes. In Amblewood, that stress is removed. You get peace of mind, consistent coverage, and no scrambling before closing.
So far in 2025, Amblewood has seen a steady stream of successful sales proof that smart buyers understand the value:
187 Amblewood Lane sold for $625,000
129 Amblewood Lane sold for $765,000 in just 23 days
141 Amblewood Lane went under contract in just 3 days and closed at full price
123 Amblewood Lane sold for $910,000 after 84 days on market
These buyers looked past the fee column and saw what really mattered a fully insured, low-maintenance home in one of Naples’ most vibrant club communities.
This particular villa has been fully remodeled in 2022, with a clean, modern layout, high ceilings, and a peaceful garden view. It offers:
3 bedrooms / 2 baths
Attached 2-car garage
Condo ownership = no exterior maintenance
Walkability to the club, spa, pool, pickleball, and more
And yes the condo fee includes the structure insurance, landscaping, exterior upkeep, reserves, and more.
Q: Why are the condo fees higher here than in a single-family home?
A: Because they include more, especially the property insurance, which is a major advantage right now in Florida.
Q: What type of insurance would I still need as a buyer?
A: Just a contents and interior policy (HO6) much more affordable than full homeowners coverage.
Q: Have other buyers been scared off by the fees?
A: Clearly not. Amblewood had four successful sales in 2025, including two that closed in less than a month.
Q: What exactly do the fees cover?
A: Structural insurance, landscaping, exterior maintenance, reserves, pest control, and access to the full club amenities (note: club membership is separate).
Don’t let sticker shock distract you from smart, secure ownership. In a climate where insurance uncertainty is real, 101 Amblewood Lane offers ease, value, and peace of mind in a neighborhood where other buyers are clearly seeing the same opportunity.
Call Melinda Gunther at (239) 297-2155 to schedule a showing or view the full property dossier here.
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